Certified Shariaa Advisor and Auditor
Assistant Customer Service Officer at Egyptian American Bank - Egypt
Manager Credit Department at American Express Bank - Egypt
Vice President & Head of Credit Administration at Union National Bank - UAE
A professional banker in both Islamic and conventional segments with a wide range of academic studies (banking, laws, accounting, and finance). Having extensive hands-on experience in several banking aspects with a concentration in the credit/loan administration functions. Expert in creating standard legal documentation, manuals and procedures, and developing the skills of new generations.
During 25+ years of experience in reputable local and international banks in Egypt and UAE, contributed to the success of multiple financial years and achieve organization’s visions and missions in the best interest of the shareholders, customers, management, and employees.
Due to the practical experience and qualifications, selected by the Egyptian Banking Institute, the training arm of the Central Bank of Egypt, to be a lecturer in the fields of Islamic Banking, Credit Operations, and fundamentals of Financial Analysis. Formal qualifications in the following fields:
Accounting
Banking and Finance
Islamic Finance
Laws (Common Law)
Certified Banking Credit Analyst
Certified Sharia Advisor and Auditor
Certified Professional Banker
Direct experience in the following business segments:
Conventional Banking (Wholesale, Wealth and Private, Business/SME, Retail, and Syndication)
Islamic Banking:
Hands-on experience in the following areas:
Legal and borrowing documentation (preparation, negotiating, and vetting)
Credit control
Internal auditing (operational and credit)
Operational risk assessment and monitoring
Credit risk monitoring
Sharia advising and transaction modeling
Development of policies and procedures
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